Thursday Thriller…


Some agents will let you get away with whatever you want…is that really going to keep you out of a future lawsuit?

Work with the professionals with integrity and putting your legal protection in the mix.  Check us out on Facebook at Gylling Group Real Estate.

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Tuesday Talk…


 

When you have decided now is the right time to purchase your new home, contact the  Gylling Group for all the help you will need. 

Check us out on Facebook at Gylling Group Real Estate.  We are your professionals looking to be your professional with integrity.

Friday Funny


 

Realtor: first you folks tell me what you can afford,

then we’ll have a good laugh and go on from there.

 

When you don’t feel like you are getting the best and most serious intentions from your real esate agent or brokage you are working with, check out www.VickieGylling.com to work with a professional that is here for you.

 

 

Friday Funny…


 

Q: When is a one-story house a two-story house?


A: You get one story before you buy and the second story after.

 

Make sure you are working with a professional that will give you the correct story from the beginning.  Visit www.VickieGylling.com for more real estate information.

Out of this world Remodeling…from buildings to resturants to YOUR own home…do it right.


When it comes to remodeling where does one start?  What design would you like in the space you are remodeling? Majestic, contemporary, new age or something completely out of this world.  Where are all the supplies available for purchase that I will need?  How much will this cost?  How long will it take?  Is this project something I can do myself, do I want to do it myself?  If these are questions you are pondering…Have I got something to share with YOU!
 
If you are looking a company that does OUT OF THIS WORLD WORK with creative & innovative ideas, let me let you in on a little secret…EncompassArts. 
 
Encompassarts is a complete design and built company with an emphasis on artistic and unique finishes. Started in 2002, Fredrick Horton merged all his artistic, design/painting and remodeling experience and thus Encompassarts, “creates art to live in”!  Not only live in, but also play and work in designs that will impress clients, family and friends. 
 
Who is going to be doing the work you have contracted?  Many of the companies will send out the owners of the company to talk with you and be there for the signing of the contract & to collect the monies.  Where are they the rest of the time?  When you hire Encompassarts, you will be working directly with the owner Fredrick Horton on a daily basis.  Fredrick not only meets with you for the initial meeting, but will also be the one to help in decision process’ and do the work with his own hands.  He does employee 2 part-time workers, but you can count on him to be there for YOU!
 
The owner of this company, Fredrick Horton, has taken his talent with construction, painting and art into a visual experience that will astound you!  Not your designer.  If you are looking for creativity whether it be as creative as animal hide ceilings, faux wood grain door, Italian plasters or concrete countertops, you have found your company!  Located in Minneapolis at #1 Thomas Ave,  they have done some exciting work at some of the hottest spots to gather, work or entertain, take a look:
 
           Epic Nightclub                         Manhattans nightclub                       Epic Nightclub         
 
 
Looking for something for a residential home?  Take a look at this:
 
           Great Northern Lofts           Private residential home             
 
 
 
                                          Creative spindle work!!       Glass inserts in building stairwell  
 
Not located in Minnesota?  Wishing you could get someone to come to you and create a master piece of your own?  Don’t worry, Encompassarts will travel to you!!!! Now how is that for service? 
 
So remember, if you or someone you know is looking to remodel, want something creative, stunning and a one of a kind piece, contact Encompassarts at 612.270.8205 or get more information on their website at Encompassarts.net!  You will be happy you took the time to deal with a creative professional listening to your ideas, needs & expectations…then exceeding most!
 
THE SPIRITS TO MOVE tries to keep you moving in the right direction! Hope you enjoy the articles & information we provide you with.

Short Sale or Foreclosure, What Should “I” Do?


TV, newspaper, internet wherever you turn you are hearing about this topic everywhere.  Those facing a short sale or foreclosure know it can be very stressful and often wonder where to turn.  I am here to tell you that “YES” it can be stressful, but once you have spoken with a qualified person that can give you direction, answer your questions and help you to make those first steps, this stressful feeling will subside and you will wonder why you waited so long to ask the question.  What most people don’t know right now, if you were to start asking around, you would be surprised at how many people are in the same situation you are in.  Why are we so afraid to talk with each other about our difficulties…remember when the teacher always said to us, the only stupid question is the one that was not asked?  Shouldn’t that apply in this situation also?

The worst thing you could have to tell your spouse or partner is that you may be on the verge of loosing your home.  Now what, how long will the process take, where do we go from here & most impotantly…where will we live & how long with this affect our credit scores.  These are more than just scary thought.  Depending on the action you have to take; short sale vs. foreclosure both will impact your credit scores but in two very different ways.

Short Sale: May stay on your record for 3-4 years.  How it affects your credit score is based on each situation individually as each of our credit scores are different to begin with.  After the appropriate number of years, you may see this come off your credit report.  If you have a second mortgage, this lender has up to 7 years to come after you for the deficient amount owed on that loan even once the home is sold.

Foreclosure: This will stay on your credit report FOREVER! It may affect the terms of any loan or credit card you try to obtain in the future. 

Neither of these procedures should be taken lightly, however, working with a qualified real estate agent will help guide you through the process and be able to direct you to the correct persons that you may need to speak with in order to make the correct decision for you.  When speaking with a Real Estate agent about how you should proceed, it is important to know that this person can not ethically give you any legal or financial advise on the decision you might need to make.  It is always in your best interest to speak with the appropriate persons for direction in these matters.  Your Real Estate agent should also not pressure you to make any impulse decisions on what you want to do.  Since this decision is going to affect you for many years if not a lifetime, take the time to make the decisions that feel best for you, your spouse and most definitely your family.

The other thing to remember is each situation is different and how the bank works with your agent will be different in each case.  So if you see an agent promoting themselves as an experienced or expert in either of these situations, remember that these designations are self-proclaimed and there is NO government or agency that gives these titles to an agent.

THE SPIRITS TO MOVE are here to assist you in all your real estate needs & questions.  Leave us a question if you have one and we will get back with a private response to you.  We are here to help move you in a professional & confidential manner.

Should I have Ice Hanging on My Roof?


All but one of the states have snow coverage somewhere to make this a record year.  With all the cold the country is experiencing, what about the ice on your roof?  Is this normal or should I be concerned is a question many of you maybe asking yourselves. 

 Ice dams usually develop from the incorrect ventilation of attic and roof areas.  The diagram below is a great example of how this happens.

To answer your question, NO, you should not have long icicles hanging from the roof.  They are not only a potential risk for people or animals  walking under them; they can cause severe damage to your home inside and out.   Here is an example of a severe ice dam on a home that will need professional expertise to remove this correctly:

So you have some of these same looking icicles on the side of your home?  What to do now?  There are companies you can call that will come out and look at your problem, give you an estimate to resolve this issue, give you advice on how to prevent future issues & can do the work for you.

Some of the resolutions that may be used to correct the issues could be:

~ Steaming the icicles:  Some professionals my recommend to steam the icicles off your roof.  This can take anywhere from 3+ hours to do and can be costly. 

~ Roof Melt:  These can either be in a disk form that you toss onto your roof and will melt the snow/ice around where they land or a pellet formula that needs to be spread on by someone applying it onto the roof .  Again, I would recommend hiring a professional as the roof is going to be VERY slippery and could lead to injury if done by someone not professionally trained. (Photo for example only not a recommendation on behalf of author).

~ Heater Cores: Once you have the first issue resolved, a professional may recommend you install a heating system on your roof to resolve future issues.  This is typically electrical.  Cost, installation periods & availability vary based on roof dimensions, slopes, coverage and age.  There are different styles and cable that can be used based on your needs.

Most of us, when we see the icicles hanging from our roof would instinctively grab a broom or something with a long handle and knock them down.  However, this could do more damage to your roof and/or shingles.  Do NOT run the risk of having to hire a professional to correct more than what is wrong.  If this issue  is not handled correctly, the result could be melting that runs into your home, into your attic, into the sheet rock and may make it all the way into your basement.  

THE SPIRITS TO MOVE  strive to give you quality information & resolutions to issues faced in real estate.

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