Word of the Week


 

Redlining

Refusal by a lender to make loans secured by property

in a certain neighborhood

 because of the racial or ethnic composition of the neighborhood,

in violation of fair housing laws.

 

Thursday Thriller


 

Over the past 5-7 years, selling real estate sometimes seemed to be just putting a sign in the yard and signing the contracts.  Well, things have changed.  The commerce department is cracking down on agents, legislative laws are becoming more strict, and many buyers don’t want to work without an agent on their side to help them. 

So if you are thinking about selling your own home, do you know the correct steps, laws, connections & now how the process REALLY works?

Be sure you are covered whether you are buying or selling.  Check out www.VickieGylling.com for more Real Estate information.

It’s snowing what about…


As Minnesotans we are used to some calling us tundra people, some call us crazy and some just say “I never want to go there again from November to March”.  Why would people say such a harsh thing about a place so many from our country call the people there as MINNESOTA NICE?

Here is why…SNOW, SNOW and more SNOW! Which also comes with below zero wind chills, icy slick roads and days that can be as gray as a canvas painting.  For those that have grown up & enjoy these words it also makes us remember that there are lots of things to remember during the time when the state of Minnesota can receive on average 36-70″ of snow in a single season.

Here are a few tips to remember:

1.)  SIDEWALK SHOVELING is not an option but the LAW.  Every property owner that has a public sidewalk on their property has 24 hours

                                                         to get that snow removed from the pathway.

2.) DUMPING SNOW is against the LAW onto public roads, streets or sidewalks.  This applies to Government agencies & hired help as well.

3.) ICE MELTING products come in various containers, degrees to which they work and animal friendly styles.  Be sure to ready the

                                    directions closely.  Some are not for use on specific concretes, decks or other surfaces.

4.) MAILBOX areas should be cleaned out to assure your postal delivery person easy access to getting your mail to you in a timely manner.

These are just some questions that each and every winter come to mind.  For more information on local and state laws, check with your local authorities. 

Also, remember it is always better to give than to receive.  During a heavy snow, help out your elder neighbors to remove the snow from the walkways & driveways.  For those with snow blowers remember those that don’t have one.  It will not only put a smile on your face but theirs for your generosity and kindness, these are THE SPIRITS TO MOVE and how they work.